Ohio State Researchers Seek to Improve Safety

As baby boomers age, their risk of life-threatening injuries from car crashes also increases. Although car seat belts are safe and save the lives of many drivers of different shapes and sizes, they don’t always provide optimal safety for everyone. In an effort to improve safety and reduce ...

Growing Number of Americans Retiring Outside United States

By MARIA ZAMUDIO For The Associated Press Newly widowed, Kay McCowen quit her job, sold her house, applied for Social Security and retired to Mexico. It was a move she and her husband, Mel, had discussed before he died in 2012. “I wanted to find a place where I could afford to live off ...

“Income only trusts” are becoming increasingly popular tools to protect assets from nursing home and long-term care costs. Trusts are legal arrangements that involve property and ownership interest. A trust is a property interest wherein assets held by an individual called the trustee, to use the property for the benefit of another (the beneficiary). The grantor is the individual who establishes the trust and then provides the trust principal. The trustee is the person or entity who holds legal title to the property for the use or benefit of another. In the case of income ...

Experts Answer Your Social Security Questions

Question: Why should I sign up for a my Social Security online account? Answer: my Social Security gives you a personal online account you can securely use to check your Social Security information and do business with us. With a my Social Security account you can: Keep track of your earnings and verify them every year; Get an estimate of your future benefits if you are still working; Get a replacement Social Security card if you meet certain criteria and reside in these locations; Get a letter with proof of your benefits if you currently receive them; and Manage your ...

How To Organize Your Affairs

Dear Savvy Senior, My wife and I would like to get our personal and financial affairs in order so our kids will know what’s going on if we get sick or die. What tips can you offer? Procrastinating Paul Dear Paul, Organizing your key information and getting your personal and financial affairs in order is a great gift to your loved ones. To help you get started, your first step is to gather up all of your important personal, financial and legal information so you can arrange it in a format that will benefit you now, and your loved ones later. Then you’ll need to sit down ...

Nominate Outstanding Older Ohioan For Ohio Senior Citizens Hall of Fame

The Ohio Department of Aging is seeking the public’s help to identify outstanding older neighbors who have made, and continue to make, a lasting difference in their professions, their vocations and their communities, and who serve as role models for other generations to continue to grow, thrive and contribute. Individuals and organizations interested in nominating someone for the 2017 Ohio Senior Citizens Hall of Fame may visit www.aging.ohio.gov/news/halloffame/ for more information and to access the nomination form. “Inductees to the Ohio Senior Citizens Hall of Fame very ...